Yes Bank has started the financial year 2025 on a positive note. The private sector lender reported a 59% year-on-year rise in its net profit for the April-June quarter, reaching ₹801 crore. This impressive growth has been attributed to strong other income and stable asset quality.

The bank’s total income rose sharply, with significant support coming from non-interest income, including fees, commissions, and recoveries. Additionally, Yes Bank’s loan book showed healthy growth, and the bank continued to improve its operational efficiency.

One of the key highlights of the earnings report was the stability in asset quality. The gross non-performing asset (GNPA) ratio remained under control, and the net NPA also saw slight improvement. This indicates that the bank is managing its loan book more efficiently and keeping bad loans in check — a crucial factor for maintaining investor confidence.

Yes Bank’s management noted that their focus remains on growing the loan portfolio in a balanced and risk-conscious manner while continuing to invest in digital transformation and customer experience.

The bank’s performance comes at a time when the Indian banking sector is showing signs of recovery and resilience post-pandemic. With improved credit demand and better interest rate management, banks like Yes Bank are in a strong position to build on this momentum in the coming quarters.

Investors and market watchers are likely to keep an eye on how the bank sustains this performance, especially with regulatory pressures and changing economic conditions.